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The Privacy Policy given here under is meant to replace any previously published
policy on Conflicts that exist between any other privacy
policy and the current one will mainly mean that the present Privacy Policy or the
one mentioned here under is dominant.

Agreement & Acknowledgement is intended to be used only by people who are over the legal
age of 18 and people who are legal US citizens. We urge you to take a few moments
to review these terms stated in this present Privacy Policy. By agreeing to use’s services you are automatically agreeing to the policy stated
here. If you aren’t in agreement with the terms of this policy or currently are
under the legal age of eighteen (18) or not a US citizen then please refrain from
using our services.

Change notification to Privacy practices

We strongly reserve our right to update our Privacy Policy in order to reflect these
changes we have to make to our existing information practices every now and then.
This is why if changes are made to information practices
this privacy policy will be revised. We advise you to always review and read our
privacy policy every time you visit this website or decide to use our service.

Personally Identifiable Information

At times we will combine and collect PII or Personally Identifiable Information in
addition to non-personally identifiable information via a number of sources in addition
to the ones we have discussed below. PII stands for data which is collected with
the intention of identifying, locating our contacting a person which may include
but is not limited to his or her SSN (social security number), your first and last
name, zip code, address, driver’s license, phone number, work number, date of birth,
time of birth, job title, employer’s address, employer’s name, ABA/ routing number,
IP address, pay dates, compensation, name of your bank, direct deposit, loan amount
needed, net income each month and computer specifications. Non-PII data is not used
to identify, locate, or contact an individual which may include but is not limited
to IP address, gender, zip code and age etc.

About Us

The privacy policy comes to you from Our website is,
we operate, interact and do business with our customers through our website, we
also maintain our customer database via this website. The database stores information
from individual consumers and prospects alike. We make use of a number of third
party vendors, numerous media advertisements and third party affiliates to promote
our business, so that people know where to find us if they are interested in completing
an application online or what to supplement with our database by buying the third
party database of various consumers who have opted to complete applications on websites
except for our site and have affirmed their request to get information in relations
to our services and products. In addition our third party services are advertised
via referrals and via PPC advertisements which is geared towards redirecting you
to our website. assumes that you agree to our using the PII
and also the Non-PII that we collect for the given purposes.

Information is collected and retained about you so that we can communicate in order
to process requests in regards to our services and products. We will also inform
you of new financial services that we think you may be interested in via our newsletter.
All examples contained in the Privacy Policy are merely illustrative and are not


Our affiliates and or also our third parties hold the right to promote services and
products via telephone, and email to all consumers who have willingly requested
to be contacted via our site’s application opt-in process also through our Opt-in
process by our affiliate sites or third party vendor. Our list members will get
telephone contacts or emails until they want to discontinue receiving such information.

We offer the option whereby listed members can also be removed from our contact list
whenever they need, no questions asked. In order to get yourself off our information
database in order to not to receive communications in the future, you can do any
one of the things stated below

  1. You can either email us to
  2. Visit and hit the ‘unsubscribe’ button

However, you need to keep in mind that certain activities on our website is limited
to people whose information we do not have. Your email address and your phone numbers
that we get via an opt-out request is added to our Do-Not contact list within ten
days of receipt.

If we do not hear from you we assume your consent in the way of receiving communications
from our company, affiliates and third party vendors.

If any one of our members choose to be removed from the company’s contact list, this
request will need to be forwarded to the specific vendor or an affiliate who has
provided the List Member’s information to us so that the member’s contact information
can be put into the Do Not Contact category. However, you need to remember that
if your information was previously purchased via a third party affiliate or vendor
we may not be the only company who has purchased your information. Also any affiliate
or third party could have purchased this information from yet another third party
and so you may still continue to get contacts from those companies.
does not bear any responsibility for stopping all unsolicited emails from beyond
sources under our control is a CAN-SPAM complaint company.

MINORS will not knowing collect any info from kids that are under
the legal age of 18. We do not collect information from kids regardless of what
happens or what the purpose may be which also includes for promotional and marketing
purposes. If you have become aware that a kid of which you are a parent or guardian
of has made available private information via our point of contact then we urge
you to contact us immediately so that we can delete this information from our records.

Collection and Usage of General Information will collect information via our site from both existing and
prospective customers at many different points on our website. We will use contact
information to then send information in regards to our services, and about our company.
Users have the choice to opt out of getting this information in their mail in the
future. Please check out our Opt-Out/Opt-in section of this Privacy Policy. The
financial and contact information that we collect is used to verify your address,
name etc. Not every bit of information which is asked for on our site is required
but we do need the following data: last and first name, social security number,
zip code, length, city, address, duration of stay at present address, your email
address, if you have your own home or have rented one, work telephone number, state
ID number, ABA/ routing number, job title bank phone number, etc.

Information in regards to your computer’s hardware and the software that runs on
it is also collected by and could be shared in aggregate
with other third parties whose services we use for mostly traffic analysis. Computer
related information will include your browser type, IP address, referring website
address, access times, domain names etc. This information will help to improve the
information and quality of service provided by We do not
use a third party database to update or correct the information you submit regardless
of the reason.


Cookies are small pieces of data which are stored on a person’s hard drive which
contains information about them. However, the usage of a cookie is not in any way
lined to personally identifiable information when on our website. If you reject
the cookie you are still able to view our website but without being able to access
to certain features of our website. Our cookies are also used to track as well as
target people with things they are interested in which enhances their experience
on our website. The cookies which are served i.e. persistent and session based are
tied into the Personally Identifiable Information that we provide you with.

A few of our business partners also use cookies on our website for instance advertisers.
However, we are not able to control these cookies.

Links contains a few links to a different websites mostly consisting
of third parties. However, we urge you to be aware because
is not responsible for other websites and their privacy practices. We ask our users
to be aware when leaving our website to always read the privacy statements of every
website which collects information from them. This present privacy statement applies
just to the information which is collected by even in instances
where other sites may be in frame with ours. We may also choose to co-brand a few
services with third parties as well as affiliates. It will become clear from the
point of collection exactly who is collecting this information and what the privacy
statement governs. Let’s take for instance without having to limit forgoing, we
will co-brand with credit reporting agencies, automotive companies and insurance


A number of security technologies are employed which help to protect the personal
information of visitors to our website from unauthorized use, disclosure and access.
An example of this is that we will store personal information that you provide on
our computer systems in places which has limited access often located in very controlled
facilities. When highly confidential information is transferred over the internet
we ensure to protect it with the use of Secure Socket Layer encryption protocol.

Disclosure cannot fully ensure that all private communications and also
the personally identifiable info we have will not be disclosed in other ways which
is not described in our Privacy Agreement. For instance we may be forced to go ahead
and disclose information to other third parties or the government under certain
situations. Third parties could also unlawfully work to intercept our private communications.

However, suffice to say that if you chose to opt-out from any future contact with via the opt-out mechanism given in every email sent to you
on behalf of third party services provides and, your email
address will be provided to the third party service provider so that this service
provider can put your name and your contact information on their own DNC (do not
contact) list. reserves the right to buy other businesses or purchase assets
as we develop or even sell our existing business assets. However, customer information
tends to be the most important asset involved during these transactions. This is
why in the event that we i.e. sell our assets it will include
customer information, visitor information and other pieces of information collected
via our website. For further information on this please see our “Notification of
Changes” section of the privacy policy. reserves the right to be able to disclose all or some member
information in situations termed as “special cases” i.e. when we have reasons to
believe that the disclosure of this information is imperative to contact, identify
and to bring legal action to anybody who is causing interference and injury.
also fully reserves the right to be able to disclose visitor / member information
in good faith when the law needs it.

By law we are required to disclose personally identifiable information or when we
believe that this disclose is needed in order to protect our rights or to comply
with judicial proceedings, legal process or court order.

Information Sharing with Affiliates

When you put in a request for a quote or information you are in fact granting
or our affiliates to contact you. We will share both the loan request data and your
contact information which you submit for a quote in addition to your
account number info with our affiliated companies like commercial lenders, licensed
loan brokers and banks so that we can fulfill information requests that we get from
you in order to ensure a superior service by providing service and product opportunities
which may interest you and also various other business purposes we could disclose
all information we have collected as described above with the following affiliated
companies: mortgage and life insurance companies, numerous financial service providers,
debt and credit services, title service companies and auto finance companies.

Information Sharing with our Co-Branded Partners

A few of the services on have been co-branded with our contracted
partners. Our co-branded offerings can be identified directly via quote request
form for the service or product you choose prior to actually submitting the request.
In instances where the co-branded service or product provided has been identified
the personally identifiable information you enter in will be given directly to the
provider via their website and does not come to The service
or product provider will then control the data once they have it, which can be used
for tracking and identification by sharing it with

Personal information can be used in order to provide services which you have requested
this includes customized advertising and content. This is in addition to any fee
which of which you have been notified by your provider as standard messaging rates
which apply in order to confirm and also all SMS correspondence later on. You have
the option to either Opt out to remove your SMS info by simply sending “STOP”, “QUIT”,
or “END” to the text message you get. Once your SMS info has been removed from our
database we will not be able to be used for secondary purposes or disclosed to our
third parties.

Registry Compliance shouldn’t be contacted

By submitting your personal contact or your financial information you are granting
written permission for us, our affiliated sites and our business partners to get
in contact with you via mail, telephone, or even email. Then by registering at
you are willfully consenting to get phone calls from us, our business partners and
affiliated sites which are not just limited to lenders who will contact you in regards
to a loan.

Previous Customers

Information pertaining out our former customers are treated in the same way as our
current customers.

Security And Confidentiality

We mainly restrict all types of access to nonpublic information about individuals
to all but a few employees that need to have this information to provide services
and products. We also maintain electronic, procedural and physical safeguards which
are compliant with federal standards in order to guard against your nonpublic information
from all unauthorized access and use.

The work of maintaining accurate information tends to be a responsibility we need
to share. We work to maintain the information’s integrity that is provided to us
and as notified we will update all our records. Please contact us via the address
and the phone number below when you want to change or update your information.

Service and Site Updates sends service announcement and site updates. Our members will
not be able to just unsubscribe from our service announcements which will contain
important information in regards to the service. We will also communicate with users
in order to provide those requested services pertaining to issues via phone when

Update / Correct Information

If you need to verify the data which we have gotten from you previously, like to
make corrections or even disable the usage of personal info, then please contact
us or log into the account area on