How Much Do You Need?
Cash Advance in Baton Rouge Lousiana
Money When You Need It Most
You can also apply over the phone – Call (844) 311-6481
How it works
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Welcome to Check Cash Loans Baton Rouge
Are you experiencing money problems?
Do you just need a small advance against your pay to tide you over?
Do you need cash for an unexpected expense?
Then a payday loan can be the solution you are looking for.
We pride ourselves on our speed to connect you with a lender. In most cases, submitting your information through our site may only take a few minutes of your time. After your information is submitted, you will be redirected to the lender’s website to review the terms of the loan, and if accepted, the funds will be deposited directly into your bank account!
Representative APR 391%. Average APR for this type of loans is 391%. Let’s say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.
Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don’t pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.
How It Works
Check Cash Loans Baton Rouge, LA
Requesting a payday loan in Baton Rouge LA is easy with http://checkcashloans.co. Fill out one easy form on http://checkcashloans.co and your inquiry will be submitted to our network of payday loans in Baton Rouge LA lenders. Payday loan Baton Rouge LA ranges between $100 to $1000 without having to leave the comfort of your home. All you’ve got to do is to fill out the inquiry form online at our website and then wait a minute as we match you to a vast network of lenders. Once it is approved you will then be redirected over to a lender’s page, where you should be able to find the terms (including rates and fees) of the loan. If you accept these terms you will then have the funds deposited to your bank.
Most lenders have the following requirements to be approved:
- You should be employed at your preset job for a good 90 days.
- You should be a US citizen, or a permanent resident over the age of 18.
- You should have an income of around $1000 a month after tax deductions.
- You will also need a checking account which is in your name.
- You should provide working work and home phone numbers.
- You should provide a working email address.
Quick Inquiry Process
A lender that you have been matched with will receive your inquiry within seconds. Lender will then contact you and will require additional information such as your fax number in order to fax you a few things and for you to fax them a few things such as your pay stub etc.
Send Cash Directly to You
After lender has been approved your application the loan will then be transferred to your checking account.
Private and Secure
We make use of the most secure and advanced encryption technology in order to protect your private data.
The loan fees and the loan will be withdrawn automatically from your checking account when it is due, so you do not have to do anything.
There are numerous cash advance lenders who are a part of our network but follow different late payment policies. It is up to you to read through and understand their policies prior to appending a digital signature in order to constitute your legal obligation to pay back the loan. However, the state laws in some places will determine how much late fees a lender can charge.
The state laws will determine if a lender can grant a rollover or an extension. There are some states that allow many rollovers and there are some that forbid this practice all together.
People who are late with their payment actually permit the lender to charge them late fees and make a request for immediate payment of the balance amount. If the person defaults, he or she is subjected to more fees as previously described in the agreement they signed. You should calculate your repayment before accepting the loan. Even though these loans are convenient they can cause lots of distress if not repaid.
Lenders belonging to Community Financial Services Association of America have been permitted to provide borrowers with an extended payment plan once every 12 months.
Lenders which are a part of http://checkcashloans.co’s network will pursue collections after the due date has passed to the fullest extent of the law. There will be criminal charges in addition to fees which could apply if the loan is not repaid.
However, if the lender is a part of CFSA you’ll be saved being levied criminal charges on.
2 Step Method
Just hit the ‘Apply Now’ button and find out how easy it can be!
Consumer Notice: A payday loan, also known as cash advance is a short-term loan given to the borrower until his or her next payday. Purpose of the payday loan is to provide the borrower a short-term financial relief. Payday loan is not a long-term financial solution. Borrowers who face debt and credit difficulties should seek out professional financial advice. Borrowers are encouraged to review local laws and regulations governing payday loans.
Availability: This service is not available in all states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the state of Nevada, regardless of where you may be accessing this site.
Disclaimer: This website does not constitute an offer or solicitation to lend. This website is not a lender and does not make loan or credit decisions. This website provides a matching service only and does not control and is not responsible for the actions or inactions of any lender. This website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.
You are under no obligation to use this website’s service to initiate contact, nor apply for credit or any loan product with any service provider or lender.
Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing and/or credit capacity. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. By submitting your application and information on this website, you agree to allow any and all participating lenders to verify your information and check your credit.
Not all lenders can provide your requested loan. Cash transfer times may vary between lenders and may depend on your individual financial institution. Repayment terms vary by lenders and local laws, and not everyone will qualify for 90 day terms. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender directly.
You will not be charged any fees for using this service. Learn more about Rates & Fees.